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bank error in your favour: collect $$$

Monday, June 12, 2006


I thought all banks were supposed to be evil. That it was their sole purpose to find new and more incomprehensible ways to steal money from their customers. I mean honestly, who ever heard of a bank actually admitting fault and giving back a customer money??

Well today my wife and I received a cheque for a not completely insignificant amount refunding a very small portion of mortgage fees paid on a house we sold years ago. Apparently the highwayrobbers' bank's auditing process turned up a discrepancy in the amount they billed us when the mortgage was paid off at the time of transfer.

And they cut us a cheque for the difference.

I should probably point out here that this sort of thing never happens to us.

Ever.

We actually think of ourselves as The Break-Even Kids. Meaning there's probably an expensive car servicing or similar cost in our very near future.

I almost tore the letter from the bank up when I first saw it, assuming that it was an invitation to join their latest monthly fee plan, or a bid to guilt me into buying even more life insurance.

Of course, the downside to this is that now every time I do get one of those stupid offerings, I'll be opening it up like a sucker, expecting there to be a cheque inside.

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3 Comments:

Blogger TJ said...

Sweeet! I love unexpected sums of money! Its only happened to me once. years ago when my mother (who contributes heavily to the tax base by purchasing lottery tickets) won $50,000 in the lottery. As a gift, she gave each of her kids $1,000.

So anyway, congrats and spend it quickly before something happens. ;)

6/15/2006 9:02 PM  
Blogger raistlinsghost said...

Thx TJ.

That is definitely advice I intend to follow.

The amount I got back was nothing like your Mom's lottery win, but I figure if the bank gives you back any money whatsoever, it's a win.

6/16/2006 1:14 AM  
Anonymous Cassandra said...

That's awesome!! Gotta love surprises like that. Every winter, my insurance company (USAA) sends dividend checks to all memebers. It's only about $90, but it's always a nice surprise because you never know when it's going to come.

6/16/2006 3:25 PM  

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